Refinance Your Building with a New Commercial Loan:
Information on commercial construction loans, commercial mortgage loan online, commercial bridge loans, private hard money loans, hard money commercial, subprime commercial mortgage lenders, hardmoney loans, bridge financing, construction loans, rehab loan hard money, subprime commercial mortgage lenders, private funding commercial real estate, bad credit hard money commercial loans, building bridge loan, and commercial property loans. SITEMAP
Attention Building Owner-
If your commercial investment property’s note is coming due and you are having difficulty for any reason in finding a new lender to pay off the mortgage on your property we can help. For almost 20 years we have been arranging loans for property owners who CANNOT obtain a new mortgage lender for any reason, including credit problems, vacancies, poor credit, bankruptcies or situations where the value of the property has fallen lower than the mortgage amount to be paid off. There is absolutely NO Cost or obligation to receive a loan proposal.
Even if your property has great cash flows and NOI but your bank is in trouble and wants out we can still help with an inexpensive replacement mortgage.
We are a national clearinghouse representing scores of non-traditional mortgage lenders who finance troubled situations (or into today’s environment profitable properties). We represent many such lenders throughout the country who provide financing either secured by a first or second mortgage for situations that may include:
• Losses
• Negative Net Worth
• Chapter 11 Filing
• Foreclosure
• Tax Liens
• Less than 1 year in business
• Vacant or under-performing properties
• Acquisitions of Multi-Family, retail, mixed use, warehouse or office building properties
We can typically provide you with a loan proposal within 24 hours of receiving our completed loan worksheet. To have a loan worksheet faxed or emailed please call 1-800-578-4884.
Refinancing commercial mortage loans is our specialty. The Sterling Fund provides commercial financing for small business owners and investors. With a single point of contact, we offer easier-to-file and lower-cost commercial loan products. See us in action with a call to 1-800-578-4884.
- STERLING commercial loans are for second mortgages from $75,000 up to $500,00 with as little as 21 days closing. Great for apartment and mixed use properties when a partner buyout or repair is needed right away.
- SmallCap commercial loans are for business mortgages from $250,000 up to $2 million.
- MidCap Funds are for commercial building loans from $2M to $5M.
- EnterpriseFunds products are for commercial property loans of $5M to $12M.
The Sterling Fund can provide conventional, private money, or government guaranteed loans such as SBA and USDA loans. Our competitive rates, down payment requirements and program details are available with any quote. See for yourself. SEE TODAY’S COMMERCIAL MORTGAGE RATES
Once your file and quote are prepared, our bidding process will secure bids on commercial loans from quality national sources. This standardizes your files to create a competition for your commercial loan. We’ll help you win lower interest rates, better terms and fewer fees. START YOUR SBA LOAN QUOTE HERE

SmallCap Commercial Loan Program
The SmallCap commercial mortgage loan program provides fast, flexible, financing solutions with 25 year fixed rates and terms, plus the ability to borrow up to 90% of the property's value, and fast 30-45 day closings.
START YOUR SBA SMALLCAP QUOTE HERE SEE TODAY’S RATES
- 20 to 25 Year Fixed Rates and Terms
- 80- 90% Commercial Financing for Owner Occupied Properties
- Unlimited Cash Out Commercial Mortgage Refinancing
- No Monthly or Annual Financial Reporting Requirements
- No Balloon or Call Terms
- Personal Income Can Be Combined to Help Property Cash Flow
- Loans are Assumable and Allow for Secondary Commercial Mortgages
- Simplified Underwriting
ELIGIBLE PROPERTY TYPES:
- Office Building
- Multifamily 5 Plus Units
- Bed and Breakfast
- Mobile Home Park
- Retail - Shopping - Out Parcel
- Office Condominiums
- Sales Distribution
- Medical/Dental Office
- Auto Repair
- Day Care / Vocational School
- 10 Acres + Properties
- Health Care
- RV Park
- Equipment Rental
- Golf & Entertainment
- Agriculture
- Warehouse - Distribution
- Self Storage
- Automotive
- Flagged and Non-Flagged
- Hospitality
- Mixed-Use
- Commercial/Residential
- Light Industrial
- Professional Centers
- Contractor Yard
- Restaurant
- Convenience Store (No Gas)
- Strip Center
- Funeral Home
- Rooming House
- KOA & Campgrounds
SmallCap Commercial Mortgage Terms:
The Sterling Fund’s commercial mortgages offer flexible financing terms with up to 90% commercial financing, 20 to 25 year fully amortized terms, and tiered-risk based pricing.
START YOUR SMALLCAP QUOTE HERE SEE TODAY’S RATES
- Commercial Loan From $250,000 - $2 Million
- Variable or Fixed: 15, or 25 Year Fully Amortized with No Balloon Terms
- 90% Commercial Financing for Purchases and Refinances on Owner Occupied Properties
- Tiered Risk-Based Pricing
- Minimum 1.25 DSCR With Combined Personal/Property Income
- Full Documentation of Income With Minimum 640 FICO Credit Score
Your signature could be the key to growing your company right now.
Because for Commercial Business Loans, no one gets a YES more quickly than The Sterling Fund. Perhaps we can put the power of the pen to work for you?
For years our clients have received financing for commercial business loans-even in a tough economy. The rates are low and the funding ranges from $75,000 to $25,000,000.
Folks use this money to refinance, restructure, startup and expand their business.
And we love it!
We are really good at securing SBA or USDA Guaranteed Loans that obtain millions of dollars in financial leverage for small and mid-size business. What’s new is that rules about guarantors and liability have changed in your favor.
So, when local banks aren’t returning your call, bring in the national financing experts for your million dollar project. With help from the United States Government, Sterling offers national funding options including the Small Business Administration and USDA Rural Development. These guaranteed loans get lower rates, longer terms and get approved faster.
That’s why we specialize in consultation, assistance and funding opportunities for individuals and businesses located in both rural communities and growing urban cities—to get these government backed loans.
Talk to The Sterling Fund today and see if they can help grow your business tomorrow and how. We have direct experience in:
Agriculture
Churches
Construction
Income Producing
Mixed Use
Retail
Apartments
Commercial
Franchise
Office Manufacturing
Multi-Family
Storage
May we help you in your next commercial business loan?
For a Free Consultation and an Initial Business Plan Review
Contact John or their staff at 1-800-578-4884.
- Loans up to $5,000,000 - Rates Starting at 5.25%
- 600+ FICO
- 90% Max LTV
- Most Property Types
- 25 Year Amortization
- Loans up to $15,000,000 - Rates Starting at 5.25%
- 600+ FICO
- 90% Max LTV
- Most Property Types
- 20-25 Amortization
- Loans up to $25,000,000 - Rates Starting at 5.25%
- 600+ FICO
- 85% Max LTV
- Most Property Types
- 25 Year Amortization







